THE OWNERSHIP COST CALCULATOR
Plan beyond the price tag.
Estimate the costs you know, from the first package to the years after it. Blank costs are excluded, not assumed to be free.
Changing currency does not convert amounts. Use a decimal point for cents. Enter 0 for a cost you know is zero.
Your amounts stay in this page. They are not saved, added to links or sent to analytics.
YOUR 3-YEAR WORKSHEET
Every budget starts with a number.
Enter a cost to build your estimate, or try the clearly labeled example.
A straight-line budget using your inputs. No inflation, financing, resale value or automatic repair or energy estimates.
Check your shortlistTHE ARITHMETIC, OPEN TO INSPECTION
Buy once.
Budget for the years.
Upfront = purchase price + delivery/tax + setup.
Yearly running costs = monthly services × 12 + annual upkeep.
Total = upfront + yearly running costs × ownership years.
Upkeep is an allowance, not a quoted repair charge. Include required costs you can establish, and keep unknown costs visible. Check the complete edition and contract before committing to a purchase.